Who can get the Raisin UK refer-a-friend offer?
- Eligibility
- New Raisin UK customers aged 18+ who are solely UK tax resident, with a UK address and a UK bank, building society or EMI account in their name
- Spending or deposit
- Deposit at least £10,000 in one fixed rate bond of 1 year or longer
Read the provider’s full terms and confirm your eligibility before applying.
How to claim the Raisin UK refer-a-friend offer
Follow these steps only if the provider confirms the invitation and its current terms.
- Open the invitation and fully register for a free Raisin UK Account.
- Compare the fixed rate bonds on offer and choose one with a term of 1 year or longer.
- Pay in at least £10,000 from your nominated account and put the full amount into that one bond. It must be the first savings account you open on Raisin UK.
- The £100 is paid into your Raisin UK Transaction Account within 28 days of opening and funding the bond.
Raisin UK refer-a-friend offer: important conditions
- Only new Raisin UK registrations qualify; existing registered customers cannot be referred.
- The £10,000 cannot be split across several savings accounts.
- An easy access or notice account opened first would use up your first savings account, and only a qualifying bond counts.
- You generally cannot close a fixed rate bond early, so only deposit money you will not need during the term.
- Compare the bond’s rate with other providers as well. On £10,000 for a year, £100 is worth the same as 1% extra interest before tax, so a much lower rate can cancel it out.
Raisin UK refer-a-friend offer: FAQ
How much is the Raisin UK refer-a-friend offer?
£100 (cash reward). Register with Raisin UK through a referral invitation and get a £100 bonus when you open and fund a fixed rate bond of 1 year or longer with at least £10,000. It only suits you if you already have £10,000 you can leave untouched for the whole term.
Who can get the Raisin UK refer-a-friend offer?
New Raisin UK customers aged 18+ who are solely UK tax resident, with a UK address and a UK bank, building society or EMI account in their name
What do I need to do to qualify?
Deposit at least £10,000 in one fixed rate bond of 1 year or longer. Follow the 4 steps on this page in order, and read the conditions before you start.
Do I need a referral code?
No separate code is listed for this offer. Opening it with the button on this page applies the invitation.
Is the Raisin UK refer-a-friend offer still available?
Yes, at our last check on 7 Nov 2026. Raisin UK can change or end the offer at any time, so confirm the reward on its own page before you sign up.
Are there any risks?
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per person, per bank. You usually can't access money in a fixed rate bond until the term ends, so only deposit what you can leave untouched. Compare the rate as well as the bonus, because a lower rate can outweigh £100.
Checks & provider information
- Last checked
- 7 Nov 2026
Checked 7 November 2026 against the referrer’s Raisin UK invitation, the Refer a Friend terms for referrals made from 31 October 2025 and Raisin UK’s general terms: £100 each for the friend and the referrer, paid within 28 days of the friend opening and funding a qualifying bond. No end date is stated.
Raisin UK Refer a Friend terms
