Who can get the Zopa Biscuit sign-up bonus?
- Eligibility
- UK residents aged 18+ who have never used the Zopa app or held a Zopa product
- Spending or deposit
- Seven card transactions within 30 days
Read the provider’s full terms and confirm your eligibility before applying.
How to claim the Zopa Biscuit sign-up bonus
Follow these steps only if the provider confirms the invitation and its current terms.
- Open the invitation, check its remaining referral capacity and submit your mobile number.
- Download Zopa through that link and open an eligible Biscuit account using the same number.
- Complete seven debit-card or digital-wallet purchases within 30 days of submitting your number.
- A successful referral is paid into the Zopa account within 30 days of completion.
Zopa Biscuit sign-up bonus: important conditions
- The invitation allows ten successful referrals. If the referrer has reached that cap when you qualify, no reward is payable.
- Bank transfers and cash withdrawals are not the card purchases specified by this invitation.
- Both accounts must remain open and unsuspended until payment. Account approval is not guaranteed.
- This referral does not require a bank switch and cannot be combined with other Zopa referral promotions.
Zopa Biscuit sign-up bonus: FAQ
How much is the Zopa Biscuit sign-up bonus?
£20 (cash reward). This invitation offers £20 after you open a Biscuit bank account and make seven qualifying card transactions within 30 days of submitting your mobile number.
Who can get the Zopa Biscuit sign-up bonus?
UK residents aged 18+ who have never used the Zopa app or held a Zopa product
What do I need to do to qualify?
Seven card transactions within 30 days. Follow the 4 steps on this page in order, and read the conditions before you start.
Do I need a referral code?
No separate code is listed for this offer. Opening it with the button on this page applies the invitation.
Is the Zopa Biscuit sign-up bonus still available?
Yes, at our last check on 18 Oct 2026. Zopa Biscuit can change or end the offer at any time, so confirm the reward on its own page before you sign up.
Are there any risks?
Eligibility checks apply and account approval isn't guaranteed. Eligible deposits with Zopa Bank are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per person.
Compare it with similar offers: UK Sign-Up Bonuses, Bank and Investing Sign-Up Bonuses.
Checks & provider information
- Last checked
- 18 Oct 2026
The exact invitation and Zopa’s referral terms were checked on 18 October 2026. The invitation’s £20 reward and seven-transaction requirement were visible.
Zopa Biscuit terms
